Cuesta College is pleased to offer a comprehensive benefit package to our full-time faculty members. While all full-time faculty must enroll in medical insurance, you have many options for additional insurances. Please review the information below carefully and completely.
The insurance year for SISC medical insurance runs from October 1st to September 30th. The insurance year for Dental and Vision insurance runs from January 1st to December 31st. There will be one Open Enrollment period for all insurance coverage each year in August.
Medical, dental and vision coverage is available for spouses/domestic partners and dependent children (up to the age 26).
Faculty Insurance Rates and Fringe Information
2024-2025 Rate and Fringe Sheet
The fringe contribution is a District provided amount designed to offset the cost of health and welfare benefits for each qualified employee and their eligible dependents. Please see the Collective Bargaining Agreement (CBA) for more information on this contribution.
Health and Welfare Benefits Enrollment
Use the forms below to enroll in benefits during your initial eligibility period, open enrollment or when you experience a qualifying life event. Evidence of a qualifying life event is required. Upload completed forms and supporting documents to bit.ly/CuestaHRDropbox.
| Benefit | Form | |
|---|---|---|
Medical, Dental, Vision |
Use the plan selection form to enroll or make changes to your insurance coverage
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Enrolling in or making changes to your SISC medical coverage? You may need to complete an additional form: 1. Employees newly enrolling in SISC medical must complete a SISC Enrollment Form |
SISC Enrollment Form (REQUIRED, at first enrollment) | |
| 2. Adding or removing a dependent requires a SISC Change Form | SISC Change Form | |
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Proof of relationship: When first enrolling any dependent in medical, dental and/or vision you must provide proof of relationship. See the checklist for more information on acceptable documentation |
Eligibility Documentation Checklist | |
MetLife AD&D and Life Insurance |
Enroll using the applicable form | Basic $2000 AD&D Enrollment Form |
| Voluntary AD&D Enrollment Form | ||
| Voluntary Life Insurance Enrollment Form | ||
AFA |
Available by appointment. Calendar year 2024 appointment dates:
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https://enroll.americanfidelity.com/F2684466 All new employees must meet with AFA to confirm pre or post tax deductions for eligible benefits. More information below. |
Envoy
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403(b) + 457 accounts After opening an eligible account, submit a Salary Reduction Agreement (SRA) online to request paycheck deductions. |
https://envoy.tsacg.com/index.php?e=3952 |
Plan Documents and Information
Permanent full-time faculty and full-time temporary faculty are required to enroll in one of the SISC Blue Cross medical plans in the first 30 days of employment.
- SISC Medical Plan Comparison 2024-2025
- Plan A 80-E $20 Summary / Plan Document (coming fall 2024)
- Plan B 80-G $30 Summary / Plan Document (coming fall 2024)
- Plan C 80-L $30 Summary / Plan Document (coming fall 2024)
- Plan D 80-M $40 Summary / Plan Document (coming fall 2024)
- Plan E HSA $3400 Summary / Plan Document (coming fall 2024)
- Plan F Two-Tier HSA $5000 Summary / Plan Document (coming fall 2024)
VSP Group #: 30071230
Vision Insurance is offered through VSP. Please see plan documents for more information.
Dental Insurance is offered through Delta Dental. There is a two-year enrollment commitment; you will not be allowed to cancel coverage until you have been on the plan for two years. If you do cancel your coverage, you will not be allowed to re-enroll for two years.
- Dental Plan Comparison
- Plan A (6736-0001) Summary / Evidence of Coverage
- Plan B (6736-0003) Summary / Evidence of Coverage
- Plan C (6736-01001) Summary / Evidence of Coverage
- Plan D (6736-01003) Summary / Evidence of Coverage
- Diagnostic and Preventative Care Premium Waiver
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Accidental Death and Dismemberment (AD&D) Insurance: Employees are eligible for $2,000 of coverage at no-cost-to-you if elected as a new hire or during open enrollment. Employees may also choose to purchase additional coverage for themselves and their family.
AD&D 2k + Voluntary Plan Information
Life Insurance: As a new hire you are guaranteed up to two times your annual earnings not to exceed $100,000 with no health questions. If you are not a new hire and want to add life insurance during open enrollment, you will be required to complete a medical questionnaire. Additional coverage is available for family members.
Voluntary Life Plan Information
MetLife Beneficiary Form (for use when updating beneficiaries outside of enrollment)
American Fidelity offers a wide array of supplemental insurances including; Accident Insurance, Cancer, Disability, Life, and Critical Illness. AFA also offers Flexible Spending Accounts (FSAs), High-Deductible Savings Accounts (HSAs), and deferred compensation retirement accounts.
As a Cuesta College employee, you do not pay into California State Disability Insurance, however, disability insurance is available through AFA. We encourage you to consider your unique situation and any salary continuation needs you may have.
All newly hired employees must meet with an AFA representative to confirm the tax status for benefit deductions. Employees who do not meet with an AFA representative to elect into pre-tax deductions will be placed into post-tax medical, dental and vision deductions.
AFA Plan Information and Brochure
Schedule an appointment with an AFA representative using the online scheduling system: https://enroll.americanfidelity.com/F2684466
All employees are eligible to invest a portion of their wages into a voluntary retirement investment via payroll deduction. Contributions can be made to a 403(b) Tax Sheltered Annuity Plan and/or a 457(b) Deferred Compensation Plan. Please contact Envoy Plan Services with questions or to enroll.
Phone: 800-248-8858
Email: info@envoyplanservices.com
Website: www.envoyplanservices.com
Cuesta College Direct Link: https://envoy.tsacg.com/index.php?e=3952